Pedro Torres, Mortgage Loan Officer at UFCU

Making Homeownership Easier

We strive to lead the way when it comes to making sure every Member of our community has a path to homeownership. It is with this in mind that we continually listen, respond, and provide what you need to help you live the life you want to live. In this way, we not only serve you, but contribute to the well-being of our communities.

When you’re ready to invest in your next home, our UFCU Mortgage Services^TM experts are ready to help you find the best mortgage.

Note: UFCU’s lending area includes Texas properties only.

About Me

Being in the financial industry since 2004, I understand the importance of being financially sound. I pride myself in listening to my clients and using my experience and expertise to determine the best possible solution to attain their goals of homeownership. My intimate understanding of the mortgage process along with UFCU’s commitment to excellence allows me the opportunity to give my clients a smooth and stress-free home purchase experience. And, hablo Español! (I speak Spanish!)

I live in Round Rock with my wonderful family, and we love to spend our free time at high school football games or fishing.

I, along with University Federal Credit Union, believe in making homeownership a reality; please refer me to your family and friends that could benefit from my experience and skills.

Testimonials

“Pedro and Jessica were awesome! They put a very human face to a big process. Thank you! We feel safe with UFCU.”
Philip and Courtney

“I am greatly pleased and would recommend anyone contact UFCU before buying a house, especially physicians.”
Derek

“I wish my loan officers were personal friends of mine. They were that helpful!”
Trey and Cora

“He returned my calls promptly and professionally, and made me feel like our mortgage application was his top priority. I’ll make sure that all of my loved ones and friends seeking a mortgage contact Pedro Torres.”
Tyler

Calculator

Use this calculator to get an estimate of your monthly mortgage payment including estimated taxes and insurance.

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Period	Payment	Interest	Principal	Interest to Date	Principal to Date	Loan Balance

Calculator is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.

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Rates

Our rates are competitive and change frequently to reflect the most up-to-date market values-so you can trust that you're getting the best rates we can offer, no matter what. Keep in mind that our rates are subject to change without notice.