Scott Ramsey, Senior Mortgage Loan Officer at UFCU

Making Homeownership Easier

We strive to lead the way when it comes to making sure every Member of our community has a path to homeownership. It is with this in mind that we continually listen, respond, and provide what you need to help you live the life you want to live. In this way, we not only serve you, but contribute to the well-being of our communities.

When you’re ready to invest in your next home, our UFCU Mortgage Services^TM experts are ready to help you find the best mortgage.

Note: UFCU’s lending area includes Texas properties only.

About Me

I’m originally from Evergreen, Colorado, with a brief stop in New Haven, Connecticut, for school. But I have been in the Austin area for 25-plus years and have come to love what the Central Texas area has to provide. Austin has been a great place to raise a family and I am proud to be part of the UFCU family. As a senior loan officer, my goal is simple: to provide great service while providing the best mortgage for your overall financial health. With more than 15 years of experience and the majority of those with UFCU, I understand that there are many things involved in choosing the right home and mortgage. UFCU works hard to make sure we ask the appropriate questions, listen to concerns, and be active in helping ensure you are happy with the process. Be it your first, second, or third home, it is an exciting time and we are happy to be part of it. I invite you to call or stop in sometime to see how UFCU can help with your mortgage needs.

Testimonials

“Thank you! Your service has been impeccable. I appreciate everything you have done to make this purchase as simple as possible.”
Johnnie

“Our experience was most pleasing; fantastic! Thank you!”
Scott and James

“I can't describe the peace of mind you added to this experience and how appreciated that is. You're awesome, Scott! We will absolutely recommend you to friends. UFCU was SO the right choice.”
Linda

“Scott was exceptional — friendly and prompt, always easy to contact.”
John, Cedar Park

Calculator

Use this calculator to get an estimate of your monthly mortgage payment including estimated taxes and insurance.

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Period	Payment	Interest	Principal	Interest to Date	Principal to Date	Loan Balance

Calculator is provided for illustrative purposes only. Rates are subject to change, and terms may vary based on your individual circumstances.

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Rates

Our rates are competitive and change frequently to reflect the most up-to-date market values-so you can trust that you're getting the best rates we can offer, no matter what. Keep in mind that our rates are subject to change without notice.