Premium Business Checking

Business Banking Without Limits

A UFCU business checking account is ideal for robust businesses with frequent banking needs.

Amount to Open
$25

Monthly Service Fee^*
$20

Unlimited Transactions

Courtesy Pay
Up to $1,500

ATM Daily Cash Limit^‡
$3,000

Debit Card Daily Point of Sale Limit
$10,000

Dividends^†

Free deposit cards
Non-UFCU ATM fees waived
First box of checks free
Free money orders
Free cashier’s checks
Half-off outgoing wires
Free incoming wires
No charge on stop payments
Two free lock bags
Free zipper bags
No charge coin machine
Merchant services
Payroll solutions
Access to UFCU Premium Business Savings account

Free access to your funds:

Be Prepared

Here’s what you’ll need to open a UFCU Business account:

Download the Checklist (PDF)

Understand the Beneficial Ownership Rule

Federal regulation requires financial institutions to obtain, verify, and record information about the beneficial owners of legal entity customers.

Learn More (PDF)

Premium Service, Premium Rates

Balance	Rate	APY
$100 and more	0.050%	0.05%

Effective Date: June 24, 2015

(Calculated daily; paid monthly on balances of $100 or more)

More Ways to Get Paid with Merchant Services

Accept credit card payments on a variety of platforms — and get great customer service and support — with quick, secure, and competitively priced merchant services.

Pain-Free Payroll

Payroll can be easy and cost-effective with UFCU payroll solutions. You’ll get seamless payroll processing, HR solutions, and liberation from the liability of payroll tax errors. Keep your business in compliance, and focus on running your business instead.

Protect Your Business

You can count on us for business insurance solutions tailored specifically to you and your needs. It’s our goal to make the process as easy as possible for our Members.

Learn More About Business Insurance

^* Fees could reduce earnings on account.

^† Dividends are based on UFCU's earnings at the end of a dividend period and cannot be guaranteed.

‡ Limits subject to change.

APY = Annual Percentage Yield

Resources & Tools

Stay Balanced

Period end date

Please enter a valid date.

Balance on last statement

Please enter a valid balance.

Total deposits since last statement

Please enter a valid deposit total.

Outstanding Checks

In your check register mark all checks paid. To the right, list checks outstanding not yet charged to your account.

Check #

Amount

Please enter a valid check number.

Please enter a valid amount.

+ Add another check

Results

Total before outstanding checks

Total of checks outstanding

This amount should equal your check register balance

If you do not balance:

Verify additions and subtractions above and in your check register.
Compare the dollar amounts of checks listed on this statement with the check amounts listed in your check register.
Compare the dollar amount of deposits listed on this statement with the deposit amounts recorded in your check register.