Conquer Life’s Challenges

Joyful or nervous about moving to your own place? Either way, here are payment and saving tips for life on your own.

Looking for a job? Set yourself apart from the competition with these tips.

Should injury or illness strike, the cost of medical treatment can be almost as devastating as the impact to your health. Here are some steps you can take, both proactively and during an emergency, to reduce the financial pain of getting hurt or sick.

*Investments offered through CUSO Financial Services, L.P. (Member FINRA/SIPC).

If an inheritance windfall comes your way, here are three tips for managing it wisely.

A divorce can be emotionally — and financially — difficult. These steps are important to protect your assets and manage your finances.

*Investments offered through CUSO Financial Services, L.P. (Member FINRA/SIPC)

Emergencies and the unexpected happen—it's life. But with a few simple steps, you can prepare your finances for whatever comes your way and safeguard your future.

The loss of a job can be emotionally traumatic and financially taxing. Here are some ways to make the most of a worst-case situation.

The Bankruptcy Abuse Prevention & Consumer Protection Act of 2005, commonly called the Bankruptcy Reform Act, is the first major change to bankruptcy law in decades.

Bankruptcy. Though rarely anyone’s first choice for coping with overwhelming debt, the decision to file should be made only when you are fully aware of all its consequences.

Divorce can be a long and painful process—but add debt issues to an already emotionally heated experience, and the fire can quickly rage. It is vital to know the facts about debt and divorce.

You discover that your credit report contains errors that have negatively impacted your score. Is there anything you can do to bring your score up to where it should be quickly? Yes. It’s called rapid rescoring.

If a creditor has taken you to court for an unsecured debt and won the case, you now have a judgment filed against you and an important obligation you need to deal with. Here’s how.

If you have a debt that you can’t afford to repay in full, a good option may be to negotiate a settlement. This is when you and your creditor consent to settle an account balance for less than what you owe.

Where would you turn for help if credit card and other unsecured debt became unmanageable? For some clients, a debt repayment plan may be an ideal way to pay unsecured debts.

Have a feeling you won’t be able to pay your bills? Already behind on payments? Here is how to gain control of the situation, prevent problems from escalating and possibly even reverse damage.

The Fair Debt Collection Practices Act (FDCPA) regulates collection agencies’ conduct towards consumers—or the conduct of any lawyer who is performing a collection function.

Would you know if you were having credit problems or were in "Debt Distress?" Get tips for avoiding bankruptcy, checking for errors or negative information in your credit report and more.

You probably know that missed credit card or loan payments will show up on your credit report, but did you know that mismanaging your checking or savings account could negatively affect your banking options?

Whether fire or flood, earthquake or hurricane, powerful forces of nature can lead to financial devastation if you and your home are in its path. But you can take preventative measures to cushion the blow.