Earn Extra Credit with Great Rates

Balance Rate APY
$500 and more 0.000% 0.00%
Less than $500 0.499% 0.50%

Effective Date: October 1, 2021

Download the UFCU App

Access UFCU wherever you are and make quick, easy deposits with mobile banking.

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Get Carded

Get your instant-issue VISA® Debit card when you open your account and begin using it immediately at ATMs and everywhere Visa is accepted. Easily track your card activity within Online Banking or Mobile Banking.


Dividends are calculated daily and paid monthly on balances up to $500.

Dividends are based on University Federal's earnings at the end of a dividend period and cannot be guaranteed.

Fees could reduce earnings on account.

APY = Annual Percentage Yield

* One teen account per social security number. Account automatically converts to Free Checking on the account holder’s 18th birthday.

† Limits subject to change.