Buy & Own a Car

At UFCU, you are not a loan number or a quota to meet. You are a Member whose best interest is our best interest. When you are ready to buy a car, our seasoned lending team stands ready to help you get the car you want on the best possible terms for your situation.

When is the best time to buy a car? Anticipating the end of your car’s useful life can help you time your new car purchase to your best advantage. Here are some tips for buying a car at the best time.

Feeling in need of a vacation lately? We feel you. And we’re here to tell you that you don’t have to book a plane ticket to completely escape work pressures and life stresses for a few days.

With its legendary music and art, hometown guitar heroes, and barbecue messiahs, the spirit that runs through Austin is something that stays alive no matter what. And even when things feel a little “weirder” than usual around the ATX, you can still experience the best of our town without ever having to leave your car. You just have to know where to drive.

Before you decide to buy a car, consider your credit score. And follow these steps to leverage your credit and get the best deal possible.

When the call of adventure beckons, having your own car means that you can pick up your keys and take off. However, at this time of year in Central Texas, hot days can slow you down. Don’t let high temperatures get the best of you and your car. Outsmart the sun with our five coolest ways to avoid the heat!

If you want to use your car to make the world a better place, we want to help! There are a variety of ways you can help your community from behind the wheel.

If you’re ready for a new car, even if it’s just new to you, do your homework first. Here are three ways better research usually ends in better outcomes.

Refinancing your car loan can save you money in interest and lower your payments. Is now a good time to refinance? Read this article to find out.

Who foots the bill for car repairs once your original vehicle warranty expires? Without an extended warranty, you will.

Are you in the market for a new car? Don’t underestimate the importance of your auto loan term.

The prep work for traveling with your pet is as important to your success as the drive itself. Take advantage of our top five ways to have a safe and happy ride with your best four-legged friends.

Before you start car shopping take a good, hard look at your personal driving habits and determine which car best meets your needs. Here are a few questions to ask yourself before you ever step foot into a dealership.

While a lot of cars are affordable, they're still considered a large purchase and can significantly impact your budget. Consider these strategies for success the next time you’re in the market for a vehicle.

So, you’ve found the right car and been preapproved! What next? A UFCU electronic Vehicle Buyer’s Check (eVBC) just might be the quickest, easiest way to buy a car from a dealership. Learn how it works, and why it’s a great alternative to the more conventional car-buying routine.

Have you outgrown your cute little two-seater or tiny econo-car? Is it time to upgrade your tiny transportation to something larger and more comfortable? Whether you need to make room for a new baby, a big pooch, or your next DIY project, a bigger vehicle might be the answer. Consider these reasons why, and learn what to look for in a larger vehicle.

Even with a ride that’s fresh off the factory line, it’s essential to prepare yourself for the headaches of car ownership.

End-of-season summer shopping may land you some cool deals. If this is your summer for car shopping, consider these tips before you get started.

You may have heard of bundling your insurance policies, but have you done it yet? If you’re still not sure, consider these three reasons to bundle your insurance policies.

If you’re looking to purchase a recreational vehicle, boat, or Jet Ski™ to make the most of your summer, consider these common questions and our answers.